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	<title>StraightForward Financial</title>
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		<title>Senate Approves, Extends, and Expands Homebuyer Tax Credit</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/11/04/senate-approves-extends-and-expands-homebuyer-tax-credit/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/11/04/senate-approves-extends-and-expands-homebuyer-tax-credit/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 00:53:14 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/?p=600</guid>
		<description><![CDATA[The Senate today voted unanimously Wednesday night to extend the $8,000 tax credit for home buyers beyond its scheduled November 30, 2009 expiration date.  The credit would be available until April 30, 2010.  Under the new legislation the credit will also now apply to home buyers who are buying their second or subsequent home.  The [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=600&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
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		<title>Pending Home Sales Up, Here&#8217;s Why!</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/11/02/pending-home-sales-up-heres-why/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/11/02/pending-home-sales-up-heres-why/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 21:49:31 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/?p=596</guid>
		<description><![CDATA[Nov. 2 (Bloomberg) &#8212; The number of contracts to buy previously owned homes in the U.S. rose in September for an eighth straight month as Americans rushed to meet a deadline for a home-buyer tax credit.
The index of signed purchase agreements, or pending home sales, rose 6.1 percent after a 6.4 percent gain in August, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=596&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Consumer Confidence at a 26 Year Low</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/10/27/consumer-confidence-at-a-26-year-low/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/10/27/consumer-confidence-at-a-26-year-low/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 18:27:02 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/2009/10/27/consumer-confidence-at-a-26-year-low/</guid>
		<description><![CDATA[NEW YORK (CNNMoney.com) &#8212; A key measure of consumer confidence continued to slip in October, with consumers&#8217; gauge of the current economic situation falling to a 26-year low, a research group said Tuesday.
The Conference Board, the New York-based research group said its Consumer Confidence Index fell to 47.7 in October from an upwardly revised 53.4 [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=594&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
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		<title>Mortgage Rates As Low As They&#8217;ll Get!</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/10/20/mortgage-rates-as-low-as-theyll-get/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/10/20/mortgage-rates-as-low-as-theyll-get/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 18:13:36 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/?p=587</guid>
		<description><![CDATA[
Federal Reserve Mortgage Backed Securities Purchase Program is Coming to an End 
 
Homebuyers &#38; Refinancers  only have brief window to grab the sub-5-percent rates we’re seeing now. Michael Cauley, a broker with Mortgage Resource Plus Inc. in Birmingham, notes that even though the Fed’s $1.25 trillion Mortgage-Backed  Securities buying spree isn’t ending until April, it [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=587&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
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		<title>Find out HERE if your Mortgage is Owned By Freddie or Fannie</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/10/15/find-out-here-if-your-mortgage-is-owned-by-freddie-or-fannie/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/10/15/find-out-here-if-your-mortgage-is-owned-by-freddie-or-fannie/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 19:41:34 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/?p=585</guid>
		<description><![CDATA[
There are amazing refinance opportunities at my fingertips for many clients who would otherwise not qualify for today’s great rates.  This is part of the Economic Stimulus plan that is actually helping plenty of my clients to save money at a time when every penny counts.  One major factor is to find out if Fannie [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=585&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Rates At Low, Gradual Increase Over Next Few Months</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/10/14/rates-at-low-gradual-increase-over-next-few-months/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/10/14/rates-at-low-gradual-increase-over-next-few-months/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 13:07:07 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/?p=579</guid>
		<description><![CDATA[Detroit News &#8211; If you&#8217;ve been waiting to see how low mortgage rates can go, you can stop. This is it.
The latest surveys show the national average rate on 30-year mortgages  stayed below 5 percent for the second or third week in a row, depending on which surveys you choose. While these ultra-low rates [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=579&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">StraightForward</media:title>
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		<title>Mortgage Applications Rise as Rates Fall, But Clock is Ticking</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/10/09/mortgage-applications-rise-as-rates-fall-but-clock-is-ticking/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/10/09/mortgage-applications-rise-as-rates-fall-but-clock-is-ticking/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 13:08:27 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/2009/10/09/mortgage-applications-rise-as-rates-fall-but-clock-is-ticking/</guid>
		<description><![CDATA[NEW YORK (CNNMoney.com) &#8212; Mortgage applications surged last week as interest rates on home loans remained low, an industry group said Wednesday.
The Mortgage Bankers Association said its index of mortgage application volume rose 16.4% last week versus the previous week.
The surge in activity came as rates on 30-year fixed rate mortgages, the most widely used [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=578&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">StraightForward</media:title>
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		<title>Surprise Unemployment Spike Dims Quick Recovery</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/10/02/surprise-unemployment-spike-dims-quick-recovery/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/10/02/surprise-unemployment-spike-dims-quick-recovery/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 13:19:20 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/2009/10/02/surprise-unemployment-spike-dims-quick-recovery/</guid>
		<description><![CDATA[The American economy lost 263,000 jobs in September and the unemployment rate rose to 9.8 percent, the government reported on Friday, dimming the prospect of any meaningful job growth by the end of the year.
The Labor Department’s monthly snapshot of unemployment dashed hopes that the pace of job losses would continue to slow as the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=577&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://straightforwardfinancial.wordpress.com/2009/10/02/surprise-unemployment-spike-dims-quick-recovery/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Overview &amp; Effect of Restrictive Appraisal Rules HVCC</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/09/28/overview-effect-of-restrictive-appraisal-rules-hvcc/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/09/28/overview-effect-of-restrictive-appraisal-rules-hvcc/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 16:20:30 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/?p=574</guid>
		<description><![CDATA[Realtors and lenders say new appraisal rules, forced on the industry by State Attorney General Andrew M. Cuomo, are slowing down the sales and mortgage process, hindering deals that used to sail through.
The new requirements hold appraisers to higher standards, and severely restrict contact between them and lenders to prevent fraud.
And appraisers aren’t taking chances, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=574&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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		<title>Helpful Home Buying/Selling Strategies In Current Market</title>
		<link>http://straightforwardfinancial.wordpress.com/2009/09/28/home-buyingselling-strategies-in-current-market/</link>
		<comments>http://straightforwardfinancial.wordpress.com/2009/09/28/home-buyingselling-strategies-in-current-market/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 13:26:37 +0000</pubDate>
		<dc:creator>Paul Wickstrom</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://straightforwardfinancial.wordpress.com/2009/09/28/home-buyingselling-strategies-in-current-market/</guid>
		<description><![CDATA[(Money Magazine) &#8212; Home sales are rising. Builders are buying lots. And prices are no longer in free fall. After so much pain, there are signs of life in the housing market.
But the &#8220;recovery&#8221; is far from universal. In many cities cheaper homes are selling fast &#8212; but mid-range properties are still lingering, and high-end [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=straightforwardfinancial.wordpress.com&blog=3953060&post=571&subd=straightforwardfinancial&ref=&feed=1" />]]></description>
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